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The BMW 1 Series is ideal for drivers who want premium quality, sporty performance, and advanced technology in a compact hatchback.
Key highlights include:
Is the BMW 120 M Sport worth buying?
The BMW 120 M Sport is a popular premium hatchback that combines sporty styling, advanced technology, and everyday practicality, making it an excellent choice for a wide range of drivers.
What is the insurance group for a BMW 120 M Sport?
Insurance costs depend on factors such as the driver's age, location, driving history, and the specific vehicle specification. Contact your insurer for a personalised quote.
Is the BMW 120 M Sport reliable?
The BMW 120 M Sport is built to high engineering standards and can provide dependable performance when maintained in line with the manufacturer's service schedule.
What is the fuel economy of the BMW 120 M Sport?
Fuel economy varies by engine and model year, but the BMW 120 M Sport is designed to deliver an efficient balance of performance and everyday usability.
Can I finance a BMW 120 M Sport with PCP?
Yes. PCP (Personal Contract Purchase) allows you to spread the cost with a deposit and fixed monthly payments. At the end of the agreement, you can return the vehicle, part exchange it, or make an optional final payment to own it.
| Term of Agreement | 48 Months |
| 47 Monthly Payments | £391.84 |
| On the Road Price | £34,613.20 |
| Customer Deposit | £4,000.00 |
| Amount of credit | £30,613.20 |
| Fixed rate of interest | 2.90% Fixed |
| APR Representative | 2.9% |
| Annual Mileage | 8,000 |
| Excess Mileage Charge | 10.31 |
| Total amount payable | £37,228.04 |
This is the manufacturer's list specification for this model, please verify the details when you view the vehicle. The list below will not include any additional options fitted to the vehicle or modifications.
The BMW 1 Series is ideal for drivers who want premium quality, sporty performance, and advanced technology in a compact hatchback.
Key highlights include:
Is the BMW 120 M Sport worth buying?
The BMW 120 M Sport is a popular premium hatchback that combines sporty styling, advanced technology, and everyday practicality, making it an excellent choice for a wide range of drivers.
What is the insurance group for a BMW 120 M Sport?
Insurance costs depend on factors such as the driver's age, location, driving history, and the specific vehicle specification. Contact your insurer for a personalised quote.
Is the BMW 120 M Sport reliable?
The BMW 120 M Sport is built to high engineering standards and can provide dependable performance when maintained in line with the manufacturer's service schedule.
What is the fuel economy of the BMW 120 M Sport?
Fuel economy varies by engine and model year, but the BMW 120 M Sport is designed to deliver an efficient balance of performance and everyday usability.
Can I finance a BMW 120 M Sport with PCP?
Yes. PCP (Personal Contract Purchase) allows you to spread the cost with a deposit and fixed monthly payments. At the end of the agreement, you can return the vehicle, part exchange it, or make an optional final payment to own it.
| Term of Agreement | 48 Months |
| 47 Monthly Payments | £391.84 |
| On the Road Price | £34,613.20 |
| Customer Deposit | £4,000.00 |
| Amount of credit | £30,613.20 |
| Fixed rate of interest | 2.90% Fixed |
| APR Representative | 2.9% |
| Annual Mileage | 8,000 |
| Excess Mileage Charge | 10.31 |
| Total amount payable | £37,228.04 |
Terms and Conditions: Finance quote is for a BMW Select agreement for the 120 M Sport shown with a contract mileage of 32,000 miles and excess mileage charge of 10.31p per mile. On the road price includes any applicable Electric Car Grant deduction. Applies to a vehicle ordered between 01/10/2026 and 04/01/2027 (subject to availability) and registered by 30/06/2027. Optional final payment not payable if you opt to return the vehicle at the end of the agreement (vehicle condition, excess mileage and other charges may be payable). Quote is valid for 30 days or until the end of the campaign period whichever comes first and may be amended or withdrawn by us at any time. On the road price of the vehicle excludes any third-party services or goods purchased directly from a third-party supplier and will not be included in any finance quote from BMW Financial Services. If, in providing this quotation, we have made any assumptions which are incorrect, please let us know and we will prepare a further quotation. This is not an offer by us capable of acceptance by you and a proposal by you based on this quotation will be subject to acceptance by BMW Financial Services. All finance is subject to applicant status and is available to UK residents 18 or over. Your retailer introduces customers to a small number of lenders, including BMW Financial Services. If you enter into a finance agreement with BMW Financial Services, they will receive a fixed commission from BMW Financial Services which may influence them. The amount of commission varies for different vehicle models. The amount of commission will be disclosed to you in good time before you sign your finance agreement. They do not have any discretion to vary the interest rate or APR you pay under your finance agreement. They do not give independent financial advice.
Trade-In Support: *Offer available to new car Retail customers only. Part exchange contribution available on any part exchange vehicle of any age and make, for a new qualifying BMW model financed with BMW Financial Services (GB) Ltd. Offer applies to orders placed between 1 October 2026 – 04 January 2027 with vehicles registered by 30 June 2027. Offer excludes the new BMW X5, iX4, i3, iX3 50, and the new BMW 3 Series. Part exchange subject to acceptance by an authorised BMW Retailer, after inspecting the trade-in vehicle. Values are inclusive of VAT. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Terms and conditions apply. BMW Finance is provided by BMW Financial Services (GB) Ltd, Summit One, Summit Avenue, Farnborough, Hampshire GU14 0FB. You will have a 14-day statutory right to withdraw from the agreement. BMW (UK) Limited introduces customers to BMW Financial Services only. We will not receive any commission or other payment for introducing you to BMW Financial Services. An introduction from us does not amount to independent financial advice. We do not have any discretion to vary the interest rates or APR you pay under your finance agreement.
0% Service Inclusive: 0% APR Service Inclusive available at Barretts BMW. All loans are subject to status and applicant checks including the use of credit reference agency data. Service invoices between £60 and £5,000 must be repaid over 1, 3, 6, or 9 months. You must be 18 or over to apply. Finance subject to 0% APR. Finance agreement and full terms and conditions available on application. Finance provided by Bumper International Limited (www.bumper.co.uk). Interest-free credit options available on repayments of up to £5,000. Minimum spend £60, maximum spend £5,000, a deposit payment may be required. Offer valid between 01/10/2026 and 31/12/2026.
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Company Infomation
Financial Disclosure
Barretts of Canterbury Limited (FRN 303895) is authorised and regulated by the Financial Conduct Authority. We are a credit broker and not a lender. We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor. We will provide details of products available, but no advice or recommendation will be made. You must decide whether the finance product is right for you. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them, either a fixed fee or a fixed percentage of the amount you borrow.For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. Barretts of Canterbury Limited is authorised and regulated for General Insurance distribution purposes by the Financial Conduct Authority. You can check this by visiting www.fca.org.uk.
For the sale of general insurance, Barretts of Canterbury Ltd (FRN 303895) is an Appointed Representative of Automotive Compliance Ltd (FRN 497010, which is authorised and regulated by the Financial Conduct Authority). Automotive Compliance Ltd’s permissions as a Principal Firm allows Barretts of Canterbury Ltd to act as an agent on behalf of the insurer for insurance distribution activities only.