MINI 1 Year Free Insurance is designed by MINI Insurance Solutions so you can enjoy your new MINI knowing that your insurance is taken care of for you. Available when you purchase a new MINI with us.

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Contact the team for more information.

Barretts MINI Ashford | 01233 504333

Barretts MINI Canterbury | 01227 828899


To receive your 1 Year Free Insurance with your new MINI, you must: 

  • Pass an ID check at your address. 
  • Hold a full UK/EU driving licence and be eligible for MINI Flex Car Insurance. 
  • Be a UK resident. 
  • Had had no more than three at-fault claims in the past five years. 
  • Had had no more than three minor driving convictions in the past five years, and no major convictions. ​


The following MINI Exclusions apply to the MINI 1 Year Free Insurance offer: 

  • Drivers must be between 21-80 years old.
  • New All-Electric MINI Cooper, New MINI Countryman and John Cooper Works models are excluded.
  • Cover is only for the use of the insured vehicle.
  • Theft or attempted theft of your car is unoccupied at the time of theft, unless your car is locked and the ignition key or other removable ignition device was not in, on, or left the unattended in the immediate proximity of the car.
  • Loos or damage to non-standard audio/visual and other non-standard in-car entertainment.
  • Driving other cars restricted to drivers aged 25 or over.
  • No Claims Bonus (NCB) Protection is available if you have earned at least four years NCB at inception of the policy.
  • Option to purchase No Claims Bonus protection and Legal Expenses cover during free cover period.
  • Uninsured driver promise will only apply once MINI approve the accident was not your fault and you provide details of the uninsured driver if possible. 

Terms and Conditions – MINI 1 Year Free Insurance.

Offer valid for new MINIs ordered from 3 January to 3 April 2024 and registered by 30 June 2024.
Offer excludes New All-Electric MINI Cooper, New MINI Countryman and MINI John Cooper Works models.

MINI Car Insurance is managed and administered by Wrisk Transfer Limited, registered in England under company number 10657213 and is a wholly owned subsidiary of Wrisk Limited. Registered Address: 45 Gresham Street, London, EC2V 7BG, United Kingdom. The company is registered in England under company number 09721622. Wrisk Transfer Ltd is authorised and regulated by the Financial Conduct Authority under the Financial Services Register number 788062.

This insurance is underwritten by Highway Insurance Company Limited. LV= and Liverpool Victoria are registered trademarks of Liverpool Victoria Financial Services Limited and LV= and LV= Liverpool Victoria are trading styles of the Liverpool Victoria General Insurance Group of companies. Highway Insurance Company Limited, registered in England and Wales number 3730662 is authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, register number 202972. Registered address: 57 Ladymead, Guildford GU1 1DB. Tel. 0330 1239970.

MINI Insurance Solutions is a trading name of BMW Financial Services (GB) Limited is authorised and regulated by the Financial Conduct Authority, reference number 312578, registered office: Summit ONE, Summit Avenue, Farnborough, Hampshire, GU14 0FB. BMW Financial Services (GB) Limited and Wrisk Transfer Limited are not part of the same corporate group.