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BMW Divide* offers you the chance to pay a large deposit with very low monthly payments for 24 months with 0% APR and the choice of three options at the end of agreement.


HOW DOES IT WORK?

  • The agreement lasts 24 months
  • You pay a significant deposit which is between 40% - 60% of the vehicle's cash price.(The deposit is created of the model's cash price, minus the agreed monthly payments and minus BMW's Guaranteed Future Value.)
  • BMW's Guaranteed Future Value is what we estimate you BMW will be worth at the end of your agreement. This is also your optional final payment.
  • Once the deposit is paid, you'll pay a small monthly cost from just £1 for 23 consecutive months at 0% APR.

BMW Divide finance is only available on new BMW 7 Series, BMW 8 Series Coupé and Convertible, BMW M5 and BMW i8 Coupé and Roadster.

Speak to a member of the BMW team for a bespoke BMW Divide quote by clicking the button below.

ENQUIRE

WHAT COMES NEXT?

THE CHOICE IS YOURS.

At the end of your agreement, you will be required to choose one of three options:

  1. Pay off the remaining value (Optional Final Payment) and keep your BMW.**
  2. Part-exchange your BMW for a new one.
  3. Return your BMW and there will be nothing more to pay, as long as it has been well looked after with no damage and hasn't exceeded the mileage allowance.***

In both options 1 and 2, if the value of your BMW is more than what we had predicted for you in the Guaranteed Future Value (GFV), you will benefit. If not and the market value is lower than our GFV prediction, you can choose to return the car to us with nothing further to pay, unless you have any excess mileage or damage charges.***

Terms and conditions:

* BMW Divide available only on new BMW M5, BMW 7 Series, BMW 8 Series Coupé and Convertible and BMW i8 Roadster and Coupé.
Deposit of between 40% and 60% of the cash price is required depending on the vehicle financed. Representative 0% APR available on a 24-month BMW Divide agreement (subject to availability). Retail customers only. Finance available subject to credit acceptance to UK residents aged 18 or over. Guarantees and indemnities may be required. Not available with any other offer. ‘BMW Divide’ is a form of hire-purchase agreement provided by BMW Financial Services, Summit ONE, Summit Avenue, Farnborough, Hampshire GU14 0FB. The optional final payment is payable at the end of the agreement if you decide to purchase the vehicle. We remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments.
** We remain the owner of the vehicle during the agreement and we may become entitled to recover the vehicle if you do not keep up your repayments.
*** If your agreement is regulated by the Consumer Credit Act, this contractual option will be in addition to your statutory right to end the agreement early.
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